‘Delaying life insurance is not a neutral decision’ published in FT Adviser

Published On: 11 May 2026

Delaying life insurance planning can lead to higher premiums, reduced insurability, and limited flexibility, particularly where cover is intended to support inheritance tax planning. Acting early can help secure more favourable terms and ensure protection integrates effectively within wider estate strategies.

This and other aspects of life insurance planning are explored in Ken Maxwell’s recent article, published in FT Adviser.

Thank you to FT Adviser for publishing Ken’s article.

Click here to read the full piece.

John Lamb Hill Oldridge | The UK’s Foremost Specialist Protection Adviser 

#insurance #hnw #uhnw #protection 

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