Video interview: “Whole-of-life is only to ‘protect the assets you’ll die living in and living off’” published by FT Adviser

Holly Hill, Director at John Lamb Hill Oldridge, recently spoke with Sonia Rach at the FT Adviser about the role of life insurance in inheritance tax planning for high-net-worth and ultra-high-net-worth clients.
In the interview, Holly explains why whole-of-life cover remains an important solution for funding long-term inheritance tax liabilities, but also why it should not always be the default choice. She discusses how combining whole-of-life and term assurance can often deliver a more cost-effective outcome, while highlighting the importance of reviewing existing policies as clients’ circumstances and estate planning objectives evolve.
Thank you to FT Adviser for featuring Holly’s insights.
Other Insights
John Lamb Hill Oldridge shortlisted for the Citywealth Magic Circle Awards 2026
We are proud to announce that John Lamb Hill Oldridge has been shortlisted for the UHNW Private Client Services of the Year category in the CityWealth Magic Circle Awards 2026. These awards recognise and celebrate [...]
‘The pitfalls of business protection’ by Paula Steele, published in Money Marketing
In her latest article for Money Marketing, Paula Steele, Director at John Lamb Hill Oldridge, explores a topic that remains both essential and often overlooked: the pitfalls of business protection. Business protection is a chronically [...]
Paula Steele discusses offshore bonds on the Merryn Talks Money podcast at Bloomberg headquarters
Paula Steele was delighted to speak about offshore bonds on the Merryn Talks Money podcast by Bloomberg on 19 November 2025. In the episode, Paula discussed the advantages and disadvantages of these tax wrappers and [...]


