What is an Offshore Bond?
An offshore bond, also known as an Insurance-Based Investment Product (IBIP) or Private Placement Life Insurance (PPLI), is a tax-efficient investment structure designed to enhance the growth of income and capital gains by deferring tax liabilities. This arrangement allows clients to withdraw up to 5% of the initial investment value each year without incurring immediate income tax. If less than 5% is withdrawn, the unused portion of the allowance can be carried forward to subsequent years.
Our Process
At John Lamb Hill Oldridge we understand that every client is an individual with different needs and circumstances. All of our clients embark on a bespoke journey with us. Our process is designed to ensure that it is as simple as possible for clients.