Podcast: Ken Maxwell discusses “A broker’s perspective on the underwriting challenges for high-value life cover” on IFA Talk

Director Ken Maxwell was recently invited to speak on the IFA Talk podcast, sharing a broker’s perspective on the underwriting challenges for high-value life cover.
Ken covered a range of topics with hosts Sue and Meg, including:
- Capacity issues for large cases
- How previous health issues can affect premiums
- Differences in underwriting decisions at the various insurers
- Delays at the insurers and reinsurers when the cover needs to go to their pricing team
Listen to the podcast on:
Spotify: https://open.spotify.com/episode/1vQgml8GS4Qs1BuxxwgsoM
Apple Podcasts: https://podcasts.apple.com/us/podcast/ni-p-podcast-14-a-brokers-perspective-on/id1620321604?i=1000716093288
Amazon music: https://music.amazon.com/podcasts/42df8555-7d8c-44c0-a3fc-3870eb559404/ifa-talk
Thank you to IFA Talk for featuring Ken on the podcast.
Other Insights
Using life insurance to cover the inheritance tax tail for a high-net-worth client’s gifting strategy
The client had made multiple gifts totalling £20 million and was seeking to cover the inheritance tax (IHT) liability over the next seven years. Lifestyle disclosures meant certain insurers would not offer cover. [...]
Arranging life insurance for a married couple to cover their £3 million inheritance tax liability
The clients, a married couple in their 60s, had three children in their 20s The couple had a £3 million inheritance tax (IHT) liablity They were seeking whole-of-life cover for their joint life IHT [...]
New pensions taxation rules
In this video, Director Paula Steele explains how the taxation of pensions could change from April 2027. Please click here to view the full video


