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Other Insights
How perceptions of risk can influence protection decisions
Financial decisions are not always made purely on the basis of probability or financial consequence. Behavioural finance has long demonstrated that people respond differently to gains, losses and uncertain future events. As a result, some [...]
The importance of key person and shareholder insurance
Many successful businesses are dependent on a relatively small number of individuals. This is particularly true of founder-led and specialist businesses, where leadership, technical knowledge, client relationships or commercial experience may be concentrated among only [...]
Why misconceptions about protection could leave some estates exposed
Protection planning can sometimes be deferred by high-net-worth and ultra-high-net-worth clients, particularly where the immediate focus is on investment, estate planning and tax efficiency. In some cases, this is also influenced by misconceptions about the [...]