Podcast: Ken Maxwell shares his insights on life insurance solutions to long-term inheritance tax liability

We are delighted that Ken Maxwell, Director at John Lamb Hill Oldridge, was invited to feature in a new podcast with IFA Magazine discussing long-term inheritance tax planning.
Ken explains why whole-of-life cover is not always the only solution, and how combining term assurance with whole-of-life cover can help manage premiums while meeting client objectives. He also reflects on market developments, including insurer capacity for high-value cover, competitive UK pricing, and the importance of contractual flexibility.
Click here to listen to the podcast today.
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The client had made multiple gifts totalling £20 million and was seeking to cover the inheritance tax (IHT) liability over the next seven years. Lifestyle disclosures meant certain insurers would not offer cover. [...]
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The clients, a married couple in their 60s, had three children in their 20s The couple had a £3 million inheritance tax (IHT) liablity They were seeking whole-of-life cover for their joint life IHT [...]
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