John Lamb Hill Oldridge announces new charity partnership with Thrive
We're proud to announce our new charity partnership with Thrive. At John Lamb Hill Oldridge, we believe in supporting organisations that make a meaningful difference in people's lives and communities. That's why we're delighted to [...]
Holly Hill included in Spear’s 500 index for 2026
We are delighted to share that Holly Hill, Director at John Lamb Hill Oldridge, has been included in the Spear's Index. The Spear's Index is widely recognised as one of the leading guides to the [...]
Video interview: “Whole-of-life is only to ‘protect the assets you’ll die living in and living off’” published by FT Adviser
Holly Hill, Director at John Lamb Hill Oldridge, recently spoke with Sonia Rach at the FT Adviser about the role of life insurance in inheritance tax planning for high-net-worth and ultra-high-net-worth clients. In the interview, [...]
Our latest podcasts from Ken Maxwell and Paula Steele are now available
Our podcasts page is packed with valuable insights and professional viewpoints surrounding some of the biggest issues in the world of protection. The latest two are now available to listen to, along with our back [...]
John Lamb Hill Oldridge shortlisted for UHNW Private Client Services of the Year at the Citywealth Magic Circle Awards 2026
John Lamb Hill Oldridge has been shortlisted for UHNW Private Client Services of the Year at the Citywealth Magic Circle Awards 2026, which will take place in London on 13th May 2026. These awards celebrate [...]
The cost of delays when taking out life insurance: why timely action matters
For ultra-high-net-worth (UHNW) clients, financial planning is typically centred on investment structuring, tax efficiency and estate preservation. Protection planning, particularly life insurance, is frequently deferred, often viewed as something to address later. This creates a [...]
The importance of seeking advice about the upcoming changes to inheritance tax and pensions
The treatment of pensions within inheritance tax (IHT) is set to change materially. From 6 April 2027, most unused pension funds will be brought within the scope of an individual’s estate for IHT purposes. Historically, [...]
Holly Hill’s insights on protection planning and financial resilience quoted in IFA magazine
We are pleased to share that Holly Hill, Associate Director at John Lamb Hill Oldridge, has been quoted in a recent IFA Magazine article: “In Focus: how can protection planning strengthen financial resilience? Expert perspectives.” [...]
Podcast: Paula Steele joins Merryn Talks Money LIVE at Bloomberg HQ to discuss “What’s eating away at inheritance money?”
The latest episode of Merryn Talks Money, featuring Paula Steele, Director at John Lamb Hill Oldridge, is now live. The discussion covers passing on inheritance to beneficiaries as well as other pertinent personal finance topics [...]
Paula Steele moves into consultancy position at John Lamb Hill Oldridge
As part of John Lamb Hill Oldridge’s new chapter, Director Paula Steele is moving into a consultancy role, still offering her expertise to our clients
Weight-loss injections and life insurance underwriting: What advisers should know
As weight-loss injections become increasingly common, there are some considerations for advisers to take into account at application stage
The impact of December 2025’s APR and BPR changes on life insurance planning
Upcoming changes to key inheritance tax reliefs could see more estates facing a bill. Find out how these could impact on life insurance planning
Q&A with Alex Gibson-Watt, Managing Director at John Lamb Hill Oldridge
In this Q&A, learn more about Managing Director Alex Gibson-Watt, her career background, highlights, specialisms, and how her role has evolved over the years
John Lamb Hill Oldridge shortlisted for the Citywealth Magic Circle Awards 2026
We are proud to announce that John Lamb Hill Oldridge has been shortlisted for the UHNW Private Client Services of the Year category in the CityWealth Magic Circle Awards 2026. These awards recognise and celebrate [...]
Paula Steele discusses offshore bonds on the Merryn Talks Money podcast at Bloomberg headquarters
Paula Steele was delighted to speak about offshore bonds on the Merryn Talks Money podcast by Bloomberg on 19 November 2025. In the episode, Paula discussed the advantages and disadvantages of these tax wrappers and [...]
Protecting £100 million in family gifts ahead of the 2026 APR/BPR changes
With changes to Agricultural Property Relief (APR) and Business Property Relief (BPR) due to take effect from April 2026, and with the November 2025 Budget approaching, many advisers and clients are reviewing their estate-planning and [...]
Our latest rate cards are now available
We have a wide range of life insurance products available, from whole-of-life to business protection, and our latest rate cards are now available
Associate Jacob Fay shortlisted in the CityWealth Future Leaders Awards 2025
Associate Jacob Fay has been shortlisted in the CityWealth Future Leaders Awards 2025, recognising his hard work and contribution to the team and the profession
Protecting family businesses: Preparing high-net-worth and ultra-high-net-worth clients for the 2026 changes to Business Property Relief
Incoming changes to Business Property Relief could see family businesses facing new IHT challenges. Life insurance is a strategic solution which could help
Q&A with Dan Garcia, Director at John Lamb Hill Oldridge
In this series of Q&A articles, you can learn more about our esteemed team members who ensure that our clients receive the very highest level of service. Dan Garcia is one of the directors at [...]
‘Must have protection for businesses is same as for individuals’ Paula Steele interviewed for FTAdviser
Business protection is just as important as personal protection, but it requires specialist knowledge and skill to secure the most suitable cover for high-net-worth and ultra-high-net-worth clients. This was the subject of discussion when Director [...]
Ken Maxwell appears on Professional Adviser TV to discuss the unique needs of high-net-worth and ultra-high-net-worth clients
John Lamb Hill Oldridge Director Ken Maxwell appeared on a recent episode of Professional Adviser TV. Alongside the presenters, Ken discussed the unique needs of high-net-worth and ultra-high-net-worth clients amid the changes to the non-dom [...]
Podcast: Ken Maxwell discusses “A broker’s perspective on the underwriting challenges for high-value life cover” on IFA Talk
Director Ken Maxwell was recently invited to speak on the IFA Talk podcast, sharing a broker’s perspective on the underwriting challenges for high-value life cover. Ken covered a range of topics with hosts Sue and [...]
New pensions taxation rules
In this video, Director Paula Steele explains how the taxation of pensions could change from April 2027. Please click here to view the full video
Changes to IHT
In this video, John Lamb Hill Oldridge Director Paula Steele summarises the proposed changes to inheritance tax that were outlined in the Budget in October 2024. Please click here to watch the full video [...]
How life insurance can help address new inheritance tax liabilities for farmers
As financial advisers and legal professionals, you are at the forefront of helping your clients navigate the complex landscape of tax liabilities, especially in light of recent changes to inheritance tax (IHT) regulations. One particular [...]
Leading Insurance Expert Announces Office Expansion to Support Continued Growth
John Lamb Hill Oldridge, the UK’s foremost specialist protection adviser, is excited to announce the expansion of its office space to the City of London to accommodate the company’s ongoing growth and to better serve [...]
Q&A with Holly Hill, Associate Director at John Lamb Hill Oldridge
In this new series of Q&A articles, you can learn more about our esteemed team members who ensure that our clients receive the very highest level of service. Holly Hill is an Associate Director at [...]
John Lamb Hill Oldridge shortlisted at the 2025 Global Advisory Experts Annual Awards
We are delighted to announce that John Lamb Hill Oldridge has been shortlisted for the Financial Planning Advisory Firm of the Year in England at the 2025 Global Advisory Experts Annual Awards. These awards recognise [...]
A New Partnership: John Lamb Hill Oldridge joins as a Corporate Friend of Horatio’s Garden London & South East
We are thrilled to announce that John Lamb Hill Oldridge has become a Corporate Friend of Horatio’s Garden London & South East. This exciting partnership underscores our commitment to making a meaningful impact in the [...]
Introduction of caps on Agricultural Property Relief (APR) and Business Property Relief (BPR)
The upcoming introduction of caps on Agricultural Property Relief (APR) and Business Property Relief (BPR) in April 2026 is likely to generate significant tax planning activity, particularly around the gifting of agricultural and business assets. [...]
Life insurance for Non-Doms: April 2025 deadlines
April 2025 deadlines: If clients are thinking of buying life insurance covering ongoing or tail liabilities and want cover pre-April 2025, they should be aware; Timing of Insurance and Risk Management: For clients planning to [...]
John Lamb Hill Oldridge is proud to support St Christopher’s Dinner at Goldsmiths’ Hall
We’re proud to continue our long history of supporting St Christopher's Hospice. They are more than a local hospice. They exist to promote and provide skilled and compassionate palliative care of the highest quality. St Christopher’s [...]
John Lamb Hill Oldridge celebrates 65-year anniversary with a partners’ dinner
This year, John Lamb Hill Oldridge celebrates its 65th anniversary. As part of the celebrations, the company held a partners’ dinner on Tuesday 1st October. The event was held at Wild by Tart in Belgravia, [...]
‘John Lamb Hill Oldridge introduces a specialist team to support you in arranging insurance-based investment products for high-net-worth clients with global assets’ by Jacob Fay
Offshore bonds aka PPLI aka Insurance based investment products John Lamb Hill Oldridge offers advice and intermediation (placement) and ongoing servicing for offshore bonds and is fully regulated to give this advice in the UK. [...]
‘Late summer snapshot: The life insurance market’ by Holly Hill
Associate Director Holly Hill provides an overview of the UK and international life insurance market, detailing how demand and capacity have changed in recent months and the impact this has had on underwriting. Demand We [...]
John Lamb Hill Oldridge celebrates 65 Years of Innovation, Excellence, and Growth
John Lamb Hill Oldridge the UK’s foremost specialist protection adviser, is thrilled to announce the celebration of its 65th anniversary. Since its founding in 1959, the company has been a trailblazer in the financial advice [...]
Leading expert launches dedicated insurance-based investment products advice team
Offshore bonds aka PPLI aka Insurance based investment products John Lamb Hill Oldridge offers advice and intermediation (placement) and ongoing servicing for offshore bonds and is fully regulated to give this advice in the UK. [...]
Holly Hill promoted to associate director
The UK’s foremost specialist protection adviser, John Lamb Hill Oldridge, has boosted its leadership team by promoting Holly Hill to the role of associate director. A former Team GB rower, Holly joined John Lamb Hill [...]
John Lamb Hill Oldridge wins gold at the Citywealth Magic Circle awards
Here at John Lamb Hill Oldridge, we are dedicated to providing the highest quality service to all of our clients. It is our mission to help them feel reassured about the future by arranging the [...]
9 frequently asked questions about life insurance for high-net-worth clients
Life insurance can be a complex subject, so it is natural for your high-net-worth clients to have questions if you are thinking of arranging this to support them with their succession planning. By understanding more [...]
Q&A with Ken Maxwell, director at John Lamb Hill Oldridge
In this new series of Q&A articles, you can learn more about our esteemed team members who ensure that our clients receive the very highest level of service. Ken Maxwell is one of the directors [...]
How does John Lamb Hill Oldridge support you through the protection claims process?
Making a claim on an insurance policy can be time-consuming, especially since high-net-worth (HNW) and ultra-HNW (UHNW) clients may have complex financial arrangements in place. By working with our brokers here at John Lamb Hill [...]
John Lamb Hill Oldridge in the press
Leading financial advisory firm, John Lamb Hill Oldridge, has announced the formation of a specialised team to support advisers and clients in navigating the complexities of Insurance Based Investment Products (IBIPs). This initiative comes in [...]
John Lamb Hill Oldridge’s team members have been recognised with awards and nominations throughout 2023
Throughout 2023, our team members have been recognised by several leading industry awards and publications. These awards demonstrate the team’s commitment to excellence in their field and their dedication to helping clients secure the most [...]
Recent contributions from the team at John Lamb Hill Oldridge in the media
Our team members are experts in their field and regularly contribute to industry-leading publications to share their knowledge and experience with others. Here are a few of the most recent contributions our team members have [...]
‘Inheritance tax considerations on the sale of a business’ by Holly Hill published in The Month magazine
In the following article, published in The Month magazine, Holly Hill, senior associate at John Lamb Hill Oldridge, explores the potential implications of the sale of a business on future inheritance tax (IHT) liability. She [...]
2 key medical underwriting trends that could benefit your clients in 2024
When arranging life insurance and income protection for your high-net-worth and ultra-high-net worth clients, it is important to understand how certain pre-existing conditions might affect their premiums. Clients who have mental health conditions or who [...]
Using life insurance as an alternative to holding assets in trust – a thought piece
In the following article, Jacob Fay, protection specialist at John Lamb Hill Oldridge, explores how life insurance can be a cost-effective alternative to holding assets in trust for high-net-worth clients and their families. Using life [...]
Business Relief as an offset for inheritance tax: Here is how it might work
At the end of their lives, your clients are likely to want to bestow a significant amount of their wealth and assets to their family. If they have accrued a sizeable estate, their beneficiaries might [...]
Using trusts to avoid the inheritance tax liability on life insurance payouts
Life insurance is often a key component of a high net worth (HNW) client’s long-term financial protection. The policy payouts provide the liquidity to cover their inheritance tax (IHT) bill after they die, allowing their [...]
Paula Steele has been featured in the Spear’s 500
We are delighted that our Director, Paula Steele, has been featured in the Spear’s 500, a guide to the top private client advisers and service providers for HNW individuals. She has also been ranked as a [...]
John Lamb Hill Oldridge launches a Renewal and Valuation Service for life insurances
LONDON, 13th September 2023 John Lamb Hill Oldridge is delighted to announce the launch of its Renewal and Valuation Service for life insurance policies. Clients, Trustees and Advisers face a myriad of issues where they [...]
Family Income Benefit: a fantastic protection solution for divorcing clients
Family Income Benefit: a fantastic protection solution for divorcing clients Divorce can have a significant impact on a family's financial stability, making it crucial to ensure that both parties involved, as well as any dependents, [...]
Holly Hill shortlisted for prestigious award, and more in your latest update
Professional accolades are a great way of showcasing to our clients the level of professionalism and expertise we bring to our work — and the recognition it has received from the wider industry. The past [...]
How we have been getting the word out through industry publications
John Lamb Hill Oldridge regularly features in many prominent trade publications. Our team write informative pieces that have offered our expert insights into the world of protection. Here are a few topics they have covered. [...]
Guaranteed whole-of-life assurance: here is why it might be an attractive option
Guaranteed whole-of-life assurance contracts have come back into the limelight recently. They offer high internal rates of return guaranteed not only by the issuing insurer, but also by the Financial Services Compensation Scheme (FSCS), which [...]
‘Female entrepreneurs in the private client industry’ by Alex Gibson-Watt
The private client industry has a reputation for being male dominated, however there are many, very successful and entrepreneurial women at the forefront of the industry who are driving change [...]
Holly and Jonathan promoted to Senior Associate
We are delighted to announce that our Brokers, Jonathan Morris DipPFS and Holly Hill DipPFS Hill, have been promoted to Senior Associate. This is in recognition of their significant and sustained contribution to the [...]
Meet the newest member of our team, Jacob Fay.
Meet the newest member of our team - Broker, Jacob Fay. Jacob graduated from Exeter University with a 2:1 in Human Geography last August, focusing his dissertation on the portrayal of [...]
Death and taxes: Why IHT problems might be solved by valuable protection
Death and taxes are two issues that all of our clients are guaranteed to face and it is highly likely that inheritance tax (IHT) in particular will make up a considerable part of their [...]
What cancer diagnosis delays mean for the life insurance market and how it can affect your clients’ cover
The last few years of global events have felt like a series of dominos colliding as each new issue inevitably gives rise to a further problem. It has made for an unforgiving and uncertain [...]
How the pandemic has affected life insurance rates and what your clients need to know
The consequences of the pandemic have been widespread throughout society and the insurance industry has not been shielded from the effects. Prior to the pandemic, insurance premiums were at historically low rates Following the [...]
The service and expertise of John Lamb Hill Oldridge has been celebrated at key awards and in the press
We are delighted to announce that our director, Paula Steele, follows up her silver Lifetime Achievement Award at the Citywealth Magic Circle Awards by being selected as a judge for the 2023 ceremony. It [...]
3 valuable lessons for dealing with the fallout from divorce
Divorce can be an emotionally draining process with the fallout affecting separating spouses in a variety of ways. When couples marry, they typically merge their respective lives and, in the event of divorce, the [...]
Arranging maintenance cover for a divorced client
A man in his 70s and a woman in her 60s with a property worth £4 million. Their existing lifetime mortgage of £1.6 million had a relatively high interest rate of just above 7%, which meant that the amount owing was increasing rapidly. The couple were concerned about the loss of equity from their property.
“Keep it in the family” – download our comprehensive new Inheritance Tax guide now
Conversations about money are rarely easy or straightforward, particularly when family is involved. Despite this, it’s important for your clients to start talking about passing on wealth early in life so that they can [...]
Why it’s so important to seek specialist advice when arranging high-net-worth life insurance
For most people, life insurance is an important part of protecting their family and other dependents. For a high-net-worth (HNW) individual with major financial commitments, obtaining the appropriate level of cover is even more vital. [...]
KEN MAXWELL APPOINTED AS DIRECTOR
John Lamb Hill Oldridge is delighted to announce that they have expanded the Board of Directors with Ken Maxwell being appointed as Director. Since joining John Lamb Hill Oldridge in 2018 Ken has been [...]
UK REAL-ESTATE AND THE REGISTER OF FOREIGN OWNERS
UK REAL-ESTATE AND THE REGISTER OF FOREIGN OWNERS: BE PREPARED FOR NEW REGISTRATION REQUIREMENTS. As a transparency measure, the Government is set to introduce a Register of People with Significant Control over Overseas Companies [...]
REDUCE IHT ON YOUR LONDON PROPERTY: AN INTERVIEW WITH MICHELLE CARTWRIGHT
Our international insurance specialist, Michelle Cartwright, recently had the pleasure of being interviewed by Jeremy McGivern of Mercury Homesearch. Jeremy was interested in finding out how individuals can legally avoid facing a large IHT bill [...]
NEW UK REGISTER TO IDENTIFY FOREIGN OWNERS OF PROPERTY
NEW UK REGISTER TO IDENTIFY FOREIGN OWNERS OF PROPERTY WILL EXPOSE BRITISH EXPATS AND OVERSEAS NATIONALS TO MAJOR INHERITANCE TAX HIT At a glance New register of overseas entities that own UK property comes [...]
MERRY CHRISTMAS FROM JOHN LAMB HILL OLDRIDGE
Christmas and New Year are always a period of reflection and never more so as we say goodbye to 2020. Whilst there have been unimaginable challenges both on professional and personal levels, there have also [...]
JOHN LAMB HILL OLDRIDGE IN THE PRESS
Unlike others in our industry we kept working through lockdown and all that COVID-19 has thrown at us. We have taken pride in the fact that we have continued to provide the same level of advice and service our clients expect. We are very aware that our clients’ personal needs don’t sit still just because we are not in an office together or having to socially distance; technology has enabled us to stay on top of our brief.
JOHN LAMB MERGES WITH HILL OLDRIDGE
HILL OLDRIDGE JOINS JOHN LAMB CREATING THE UK’S LEADING LANDED ESTATES ADVISER ADVISER TO OVER 150 OF THE UK’S BIGGEST LANDED ESTATES AND THEIR FAMILIES. Hill Oldridge, a leading life assurance adviser to families [...]
JULIAN HILL – IN MEMORIAM
Julian Hill, who founded Hill Oldridge, passed away earlier this year. He will be sadly missed by all those who knew him. REMEMBERING JULIAN HILL by David Pollock Julian left school in 1978 and, [...]
BUSINESS AS USUAL – WELL, NEARLY!
Spring has most certainly sprung and at John Lamb it is business as usual; we continue to provide expert, specialist advice to our clients and professional friends as we always have done. However, the [...]
HELPING TO NAVIGATE UNCERTAIN TIMES
The last few weeks have been full of highs and lows. I feel like that’s just the way the world will be for the next few weeks or months, lots of difficult moments, flecked [...]
BUSINESS GOES ON – THE WORLD KEEPS SPINNING
Now that most of us are spending most – if not all – of our time at home, the John Lamb Team, have been dealing with the challenges of TEAMS, conference calling and a degree of [...]
COVID-19: YOU ARE NOT ALONE
WE ARE HERE TO HELP With the uncertainty and upheaval we all face due to the outbreak of COVID-19 (Coronavirus), I wanted to update you directly on the actions we are taking at John [...]
IHT ON UK RESIDENTIAL PROPERTY – A BRIEF UPDATE
We’ve been watching with interest to see the outcome of the discussion between HMRC and the collective of professional bodies who questioned HMRC’s interpretation of the 2015 legislation around changes to inheritance tax charges [...]
IS IT POSSIBLE TO GET LIFE COVER IF YOU SUFFER FROM MENTAL ILLNESS?
This week is mental health awareness week, with a particular focus on ‘stress and how we cope.’ We at John Lamb Insurance Broking are experts in obtaining excellent terms on those who have a [...]
WHY SHOULD YOU CARE ABOUT INHERITANCE TAX?
"WHEN I DIE AND AM BURIED, IT WON'T MATTER ANYMORE AND IT WON'T BE MY PROBLEM" Approaches to Inheritance Tax (IHT) range from the laissez-faire, leave it to the children, attitude to the [...]